Hi and Welcome to Family Living Smart! I’m Judy and I’m so glad you are here.
Who am I?
I am a wife, mom, daughter, sister, aunt, friend, and I am a Christian. I’m also an Introvert, Cinnamon Roll Addict, and animal lover (especially cats)!
My husband and I have been Happily married for 34 years. We started dating in high school and married when I graduated. We have a son and daughter. Our daughter is married. No grandkids yet but I heard they are great so I’m eagerly waiting for that day to come.
My husband and I worked diligently to get our personal finances in order and we are now out of debt! No car payments, no credit card debt and no mortgage! We paid our house off in 2010. That’s right. Mortgage free before age 50! How did we do it? We got serious and intentional with our money.
We paid for our daughter’s college tuition without borrowing money. No student loans for her and no college loans for us. She attended a local college (which has very good academics) and lived at home which saved us from paying out of state tuition and room and board. Big savings!
We both work full-time. Neither one of us has a college degree. We do not earn six figures. I would consider us average middle class. We’ve never earned high salaries but we learned to manage what we earned.
I started Family Living Smart to share what we learned so others can get ahead financially and get organized so life is less stressful.
What Is Family Living Smart About?
Family Living Smart is a frugal lifestyle blog featuring practical tips and strategies for managing your life, home, and money. I share recipes, frugal living tips, money-saving ideas, help with organization, budgeting and more!
The main goal of Family Living Smart is to challenge overwhelmed families to gain control of their life, home and money by sharing practical tips, strategies, and solutions for managing everyday life.